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Chip VISA

May 20, 2010 2 comments

I accidentally used my RBC VISA Gold Rewards today at a place where I didn’t know they had upgraded to a chip terminal.

Oops.

I changed the PIN shortly after that.

Categories: Uncategorized

Good Karma Strikes Again!

April 28, 2010 Leave a comment

When I’m out shopping for groceries, I always make a point of returning the shopping cart to the buggy return. It’s common courtesy, helps the store employees in their jobs, and may prevent someone else’s car from getting scratched.

Just today, I was returning my cart to the buggy return and found a brand new bottle of expensive organic olive oil in another cart. I looked around and didn’t see anyone who appeared to be coming to the buggy return or looking for lost items. So I kept it.

Here’s too good Karma!

Categories: Uncategorized

Costco: Wonders Never Cease

April 19, 2010 Leave a comment

I was at Costco today, enjoying their $1.99 hot dog and drink deal.

Lounging around in the seating area, I saw one of the kitchen employees walk out with a fried chicken strip wrapped in a napkin and hand it off to this one gentleman who was eating chicken strips and fries. “This is just making up for the one tiny little chicken strip you got.”

Costco one again re-earns my loyalty through small gestures.

Categories: Uncategorized Tags:

Inactivity Fee

March 2, 2010 3 comments

I avoided the inactivity fee in my TD Canada Trust savings account by depositing a cheque for $0.01…

Categories: Uncategorized Tags:

QuickTax As The New AOL?

February 13, 2010 Leave a comment

I think that Intuit’s QuickTax product is becoming like AOL. A couple of weeks ago, I received a spammed QuickTax CD in my snail-mailbox. On the packaging, it informed me that if I had ordered my own copy of QuickTax, disregard this one because my copy was still coming.

I haven’t used QuickTax since 2006. They keep sending me e-mail updates now and then, but this is the first actual CD they sent me. I don’t like the arrogance and implied acceptance of their product that they’re showing. Is Intuit so arrogant as to think that their product is used as such a default status that this extranous mailing would not create unnecessary trash in our landfills?

I think it is a manifestation of the shotgun business tactics that made it look like every magazine, mailbox, everything was overflowing with AOL CDs some years back.

Intuit: 95% marketing, 5% product.

Just because of this alone I won’t be using their product. Ufile.ca again for me this year.

Categories: Uncategorized Tags: , ,

So Much For The Recession

January 6, 2010 Leave a comment

Looking back at an investment account I opened almost exactly one year ago, my fund is up about 43%! Being young, I have the luxury of not being afraid of risky markets.

It’s easy to think, “If only I knew what I know now when I was sixteen years old…” I could have made some much smarter decisions in business, investing, school, life, etc. But, as Stevie Wonder says:

Some people live in what was and what they could have been
As opposed to living in a what is and how much they can
And be the first to complain about nothing in life going their way
The attitude is “that I can’t do nothing ’bout”
And very happy with just breathing in and out
The ones that when you say “lets go make a difference”
They’ll say “naw that’s OK”

Words to live by.

I was listening to Dave Ramsey‘s podcast today and he was going on about how to be successful, and I think he’s right in how simple it is and how much hard work is required: Set goals. Work hard. “Men become what they think about.” You reap what you sow.

Categories: Uncategorized Tags: ,

New Rule Proposal For Pointless Threads

January 4, 2010 Leave a comment

With the rash of TFSA posts appearing now that 2010 has rolled around, I propose the following new Forum Rule:

People who post threads asking questions that could easily have been been answered through the forum search or Google should be banned from posting until they are the first to alert on three other threads that have the same deficiency.

The alerts should appear in a special “validate this alert” forum where regular users can vote on whether or not it’s a valid alert for this topic. That data could be then recycled to automate the banning of other users who violated this rule.

Categories: rfd, Uncategorized Tags:

Carfax and CarProof

January 1, 2010 Leave a comment

I added a new entry to The Unwritten Rules of RFD regarding requests for free CarFax and CarProof reports, which was inspired by this post.

I can’t believe that I didn’t think of this when I had made the original list.

Categories: Uncategorized

Hello world!

December 28, 2009 Leave a comment

Welcome to WordPress.com. This is your first post. Edit or delete it and start blogging!

Categories: Uncategorized